Cumberland Homes under $250,000

Cumberland Homes under $250,000

Welcome to Cumberland, Maryland—a charming city nestled in the picturesque Allegany County, where history meets modern living. Known for its rich heritage, Cumberland is often referred to as the "Gateway to the West," thanks to its pivotal role in the early days of American expansion. This vibrant city boasts a unique blend of historic architecture, lush parks, and a welcoming community that makes it an ideal place to call home.

Cumberland is surrounded by stunning natural beauty, with the majestic Appalachian Mountains providing a breathtaking backdrop. Outdoor enthusiasts will find plenty to explore, from the scenic trails of the Great Allegheny Passage to the serene waters of the Potomac River. The city also offers a variety of cultural attractions, including art galleries, theaters, and local festivals that celebrate its diverse community.

For those seeking affordable housing options, Cumberland is a hidden gem. With homes available for under $250,000, it presents an incredible opportunity for first-time buyers, families, and investors alike. Whether you're looking for a cozy bungalow, a charming Victorian, or a modern townhouse, the real estate market here offers a variety of choices to suit your needs and budget.

Imagine settling into a friendly neighborhood where you can enjoy the comforts of home while being just minutes away from local amenities, schools, and recreational activities. In Cumberland, you’ll not only find a house but a place where you can truly thrive. Come discover the warmth and charm of Cumberland—your future home awaits!

Newest Cumberland Homes under $250,000

1900 Frederick St, Cumberland
$149,900
4 Beds ⋅ 3 Baths
CHARACTER, SPACE & POTENTIAL! This spacious 4-bedroom, 2.5-bath stone home is loaded with possibilities and ready for someone with the vision to bring it back to life! Situated on a corner lot, this home offers timeless stone construction, hardwood floors, two fireplaces, and plenty of room to spread out. The enormous second-floor bonus room offers incredible flexibility and could serve as an oversized bedroom, family room, hobby space, home office, or whatever suits your needs! Additional features include a partially finished basement and a one-car detached garage. While the home is in need of repairs and updates, its generous size, unique character, and versatile layout offer an exciting opportunity to restore its charm and make it your own. Bring your imagination and your contractor! Property is being sold STRICTLY AS-IS, with the seller making no repairs. Due to the property's condition, FHA and VA financing are unlikely to be suitable. Cash or conventional financing recommended, subject to lender approval.

1900 Frederick St, Cumberland

Listing courtesy of Coldwell Banker Premier. Contact:

530/532 Woodside Ave, Cumberland
$30,000
Investor special ! Duplex , 3 spacious bedrooms inside on each side , separate gas meters per unit !

530/532 Woodside Ave, Cumberland

Listing courtesy of Better Homes & Gardens Real Estate Old Line Group. Contact:

13406 Pershing St, Cumberland
$205,000
3 Beds ⋅ 1 Baths
Welcome to 13406 Pershing St, nestled in the Potomac Park neighborhood! This charming, move-in-ready bungalow offers a blend of character, comfort, and updates throughout. The main level features two bedrooms, a full bathroom, a spacious living room, and a convenient kitchen and dining area. Upstairs, you'll find an additional bedroom with the flexibility to serve as a home office, playroom, or extra storage space. Step outside to enjoy the newer back deck, beautiful mountain views, a firepit, and a generously sized backyard with plenty of room to relax, entertain, and enjoy the outdoors. The unfinished basement provides ample storage, along with a dedicated workshop area. This home is ready for its next owner to make it their own. Call today to schedule your private showing!

13406 Pershing St, Cumberland

Listing courtesy of The Goodfellow Agency. Contact:

813 Braddock Rd, Cumberland
$145,000
2 Beds ⋅ 2 Baths
This delightful Cape Cod home exudes warmth and character. Built in 1940, it's classic architecture with stone exterior is an eye catcher. Step inside to discover a cozy layout featuring 2 inviting bedrooms and 1.5 bathrooms, perfect for relaxation and everyday living. The partially finished basement offers endless possibilities-create a home office, family room, or extra storage space. Enjoy the convenience of a detached carport and paved driveway. The manageable 0.09-acre lot provides just the right amount of outdoor space for gardening or enjoying a quiet evening under the stars. With its timeless stone exterior and a welcoming ambiance, this home is ready to embrace new memories. Don't miss the opportunity to make this lovely residence your own!

813 Braddock Rd, Cumberland

Listing courtesy of Coldwell Banker Premier. Contact:

445 N Mechanic St N, Cumberland
$249,000
Investment opportunity in Cumberland with stable tenants, established property management, and room to increase income. This two-unit property is currently generating $1,875/month in total rental income, with long-term tenants who have occupied the property for multiple years. Current market rents are estimated at approximately $2,300–$2,400/month combined, providing potential upside for the next owner. Tenants pay all utilities, with separate electric and water meters in place; gas expense is split between the two units. Property management is already established, offering a streamlined transition for an investor. Sale also includes the adjacent gravel lot, conveyed on a separate deed, providing valuable off-street parking as well as potential future development opportunities, subject to applicable zoning and approvals. At the current asking price of $249,000, the property offers an attractive combination of existing cash flow, long-term tenancy, rental upside, and additional land. Great opportunity to add a stabilized multifamily asset to your portfolio.

445 N Mechanic St N, Cumberland

Listing courtesy of Samson Properties. Contact:

12109 Dandelion Ave, Cumberland
$209,000
3 Beds ⋅ 2 Baths
Offering this end off street home just waiting for a new owner to occupy. Featuring a secluded fenced rear yard with covered tiered deck just begging for a hot tub. Inside features a large kitchen and dining room, 2 full bathrooms, 3 bedrooms, hardwood floors throughout; a full basement which can be finished into a man cave, bedrooms, family room....your house your vision! Don't wait as homes in Potomac Park are highly desirable.

12109 Dandelion Ave, Cumberland

Listing courtesy of The Goodfellow Agency. Contact:

10 James St, Cumberland
$165,000
4 Beds ⋅ 2 Baths
Classic style Cumberland city home. Well maintained and some recent updates: Roof <5yrs; Gutters <2yrs; Brand new bath on main level. Fully carpeted but hardwood hidden beneath. Large private rear yard. Large eat-in kitchen is any homemakers dream! Lower level rooms could be bedrooms, home office, or family room; versatility abounds to meet your lifestyle needs. Enclosed car port can easily be restored back or fashioned into an additional room. Lots of storage space. Quiet dead end street. Update to make your own but move-in ready! Worth a look!

10 James St, Cumberland

Listing courtesy of The Goodfellow Agency. Contact:

1014 Harding Ave, Cumberland
$179,900
3 Beds ⋅ 2 Baths
Nestled in a charming neighborhood, this delightful home offers a perfect blend of vintage character and modern comfort. With 3 cozy bedrooms and 2 full baths, this home is designed for relaxation and warmth, while the unfinished basement provides ample opportunity for a workshop or additional storage. UPMC hospital, Allegany College and Highway 68 are close by. Downtown shopping are convenient and the Canal is close by for those evening walks. Schedule your tour and embrace the charm and comfort of this inviting home.

1014 Harding Ave, Cumberland

Listing courtesy of Charis Realty Group. Contact:

11521 Bank Ave, Cumberland
$100,000
1 Beds ⋅ 1 Baths

11521 Bank Ave, Cumberland

Listing courtesy of Berkshire Hathaway HomeServices Homesale Realty. Contact:

12512 Bowling St, Cumberland
$75,000
2 Beds ⋅ 1 Baths
Calling all investors!!! Don't miss your chance to grab this corner lot home with great potential. Great location and tons of potential. Home offers 2 bedrooms and a full bath with an adjoining office/nursery/den off of the 2nd bedroom. Great corner lot with carport and covered side porch.

12512 Bowling St, Cumberland

Listing courtesy of Coldwell Banker Premier. Contact:

718 Gephart Dr, Cumberland
$159,900
3 Beds ⋅ 1 Baths
Fully renovated three-bedroom, one-bath bungalow on Cumberland’s West Side, offering approximately 1,053 square feet of one-level living and a full basement for storage. Seller reports a new roof installed in 2026, a new air-conditioning unit and an updated heating system. Convenient to downtown Cumberland and I-68. Available separately or as part of a Cumberland portfolio with 481–483 Goethe Street and 9 N Waverly Terrace, including the adjoining 7 N Waverly parcel. Contact the listing agent for portfolio details and showing arrangements.

718 Gephart Dr, Cumberland

Listing courtesy of RG Realty, Inc.. Contact:

13111 Valley Rd Ne, Cumberland
$215,000
3 Beds ⋅ 2 Baths
If you’ve been dreaming of a little country charm with the convenience of being just minutes from town, this could be the one! Surrounded by beautiful farmland and peaceful country scenery, this 3-bedroom, 2-bath home offers a setting that feels a world away from the hustle and bustle, while keeping everyday conveniences close at hand. Enjoy your morning coffee or unwind at the end of the day in the sunroom, taking in the quiet surroundings. The home has had extensive improvements in the last year. Have a peace of mind knowing major upgrades have been made by licensed professionals. Including a complete whole-home electrical rewire, upgraded electrical service and panel, whole-house surge protection, a new oil furnace, and extensive interior restoration and reconstruction featuring updated drywall, paint, flooring, trim, and other finishes. This home offers a main-level bathroom (recently updated) and laundry area for everyday convenience. Upstairs you will find three bedrooms that receive wonderful natural sunlight. Walkable attic access featuring ample storage space. The second level bathroom offers a large amount of space, an updated shower, and a door to the backyard bridge. Outside you will find a garage with electric, paved driveway, landscaping, a fire pit and a chicken coop. Without forgetting the spacious green lot filled with wildflowers throughout. With its peaceful setting, charming country feel, and major improvements already completed, this home offers a wonderful opportunity to enjoy the slower pace of country living without giving up the convenience of town nearby. Come see all the possibilities this special property has to offer!

13111 Valley Rd Ne, Cumberland

Listing courtesy of Mountainside Home Realty. Contact:

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