Cumberland Homes under $400,000

Cumberland Homes under $400,000

Welcome to Cumberland, Maryland—a charming city nestled in the heart of Allegany County. With its rich history, stunning landscapes, and vibrant community spirit, Cumberland offers a unique blend of small-town charm and modern amenities. Known as the "Gateway to the West," this picturesque city is steeped in heritage, showcasing beautiful architecture and a thriving arts scene that reflects its storied past.

Cumberland is surrounded by the breathtaking Appalachian Mountains, providing residents with ample opportunities for outdoor recreation. Whether you enjoy hiking, biking, or simply taking in the scenic views, the nearby Great Allegheny Passage and various parks make it easy to embrace an active lifestyle. The city is also home to a variety of local shops, restaurants, and cultural attractions, ensuring that there’s always something to explore.

For those looking to settle down in this idyllic setting, Cumberland offers a fantastic selection of homes priced under $400,000. From charming historic houses that exude character to modern family homes with all the amenities, there’s a diverse range of properties to suit every taste and budget. The affordable housing market makes it an ideal place for first-time homebuyers, families, and retirees alike.

Living in Cumberland means being part of a warm, welcoming community that values connection and quality of life. With its affordable housing options, rich cultural heritage, and stunning natural beauty, Cumberland is not just a place to live, but a place to thrive. Come discover your perfect home in this hidden gem of Maryland!

Newest Cumberland Homes under $400,000

1426 Laurel Ct, Cumberland
$270,000
3 Beds ⋅ 2 Baths
Total Makeover! Beautifully Renovated & Move-In Ready Welcome to this fully remodeled 3-bedroom, 2-bath home offering 1,224 square feet of stylish and comfortable living space. Every detail has been updated—giving you modern comfort and peace of mind. Enjoy the upgraded kitchen featuring sleek stainless steel appliances and elegant granite countertops. Additional features include: All new New windows and exterior doors kitchen with all new electrical, new bathrooms, new York gas furnace and HVAC, new doors and trim on main floor, plumbing, french drain on basement exterior, New flooring and paint,new whirlpool appliances,newer metal roof (roughly 5 years)kitchen appliances convey, ample parking. A full basement partial finished with full bath and balance ready for your plans including future 4th bedroom. Whether you're hosting guests or enjoying quiet evenings at home, this property is move-in ready and waiting for you. Don’t miss out—schedule your private tour today!

1426 Laurel Ct, Cumberland

Listing courtesy of Charis Realty Group. Contact:

530/532 Woodside Ave, Cumberland
$30,000
Investor special ! Duplex , 3 spacious bedrooms inside on each side , separate gas meters per unit !

530/532 Woodside Ave, Cumberland

Listing courtesy of Better Homes & Gardens Real Estate Old Line Group. Contact:

13406 Pershing St, Cumberland
$205,000
3 Beds ⋅ 1 Baths
Welcome to 13406 Pershing St, nestled in the Potomac Park neighborhood! This charming, move-in-ready bungalow offers a blend of character, comfort, and updates throughout. The main level features two bedrooms, a full bathroom, a spacious living room, and a convenient kitchen and dining area. Upstairs, you'll find an additional bedroom with the flexibility to serve as a home office, playroom, or extra storage space. Step outside to enjoy the newer back deck, beautiful mountain views, a firepit, and a generously sized backyard with plenty of room to relax, entertain, and enjoy the outdoors. The unfinished basement provides ample storage, along with a dedicated workshop area. This home is ready for its next owner to make it their own. Call today to schedule your private showing!

13406 Pershing St, Cumberland

Listing courtesy of The Goodfellow Agency. Contact:

813 Braddock Rd, Cumberland
$145,000
2 Beds ⋅ 2 Baths
This delightful Cape Cod home exudes warmth and character. Built in 1940, it's classic architecture with stone exterior is an eye catcher. Step inside to discover a cozy layout featuring 2 inviting bedrooms and 1.5 bathrooms, perfect for relaxation and everyday living. The partially finished basement offers endless possibilities-create a home office, family room, or extra storage space. Enjoy the convenience of a detached carport and paved driveway. The manageable 0.09-acre lot provides just the right amount of outdoor space for gardening or enjoying a quiet evening under the stars. With its timeless stone exterior and a welcoming ambiance, this home is ready to embrace new memories. Don't miss the opportunity to make this lovely residence your own!

813 Braddock Rd, Cumberland

Listing courtesy of Coldwell Banker Premier. Contact:

445 N Mechanic St N, Cumberland
$249,000
Investment opportunity in Cumberland with stable tenants, established property management, and room to increase income. This two-unit property is currently generating $1,875/month in total rental income, with long-term tenants who have occupied the property for multiple years. Current market rents are estimated at approximately $2,300–$2,400/month combined, providing potential upside for the next owner. Tenants pay all utilities, with separate electric and water meters in place; gas expense is split between the two units. Property management is already established, offering a streamlined transition for an investor. Sale also includes the adjacent gravel lot, conveyed on a separate deed, providing valuable off-street parking as well as potential future development opportunities, subject to applicable zoning and approvals. At the current asking price of $249,000, the property offers an attractive combination of existing cash flow, long-term tenancy, rental upside, and additional land. Great opportunity to add a stabilized multifamily asset to your portfolio.

445 N Mechanic St N, Cumberland

Listing courtesy of Samson Properties. Contact:

12109 Dandelion Ave, Cumberland
$209,000
3 Beds ⋅ 2 Baths
Offering this end off street home just waiting for a new owner to occupy. Featuring a secluded fenced rear yard with covered tiered deck just begging for a hot tub. Inside features a large kitchen and dining room, 2 full bathrooms, 3 bedrooms, hardwood floors throughout; a full basement which can be finished into a man cave, bedrooms, family room....your house your vision! Don't wait as homes in Potomac Park are highly desirable.

12109 Dandelion Ave, Cumberland

Listing courtesy of The Goodfellow Agency. Contact:

40 Memorial Ave, Cumberland
$262,500
3 Beds ⋅ 2 Baths
Beautiful one-story brick rancher offering timeless charm, modern updates, and exceptional curb appeal. Tasteful landscaping and two mature shade trees enhance the property's welcoming exterior. Enjoy both covered front and back porches, perfect for relaxing or entertaining, while the large, fenced backyard provides plenty of space for outdoor activities and showcases beautiful mountain views. The property also features a paved driveway that accommodates two vehicles, along with additional street parking for guests and extra convenience. A storage shed provides the perfect place for lawn equipment, tools, and outdoor essentials, while the cozy fire pit area is ideal for gathering with family and friends on cool evenings. Inside, you'll find beautiful original hardwood floors complemented by tasteful modern updates throughout. The inviting living room features a cozy gas fireplace, creating a warm and comfortable atmosphere. Every bedroom includes its own closet, and the home offers abundant storage with additional closets throughout the main level and basement. The fully finished basement provides a generous amount of additional living space, making it ideal for entertaining, a recreation room, home office, or guest area. This well-maintained home also includes a newer metal roof, central air conditioning, and a recently installed water heater, offering peace of mind for years to come. The home features two full bathrooms, one with a walk-in shower and the other with a bathtub. All kitchen appliances convey. Combining comfort, functionality, and beautiful outdoor living, this move-in-ready home has everything you need. Don't miss your opportunity to make it yours—schedule your private showing today before it's gone!

40 Memorial Ave, Cumberland

Listing courtesy of Coldwell Banker Premier. Contact:

10 James St, Cumberland
$165,000
4 Beds ⋅ 2 Baths
Classic style Cumberland city home. Well maintained and some recent updates: Roof <5yrs; Gutters <2yrs; Brand new bath on main level. Fully carpeted but hardwood hidden beneath. Large private rear yard. Large eat-in kitchen is any homemakers dream! Lower level rooms could be bedrooms, home office, or family room; versatility abounds to meet your lifestyle needs. Enclosed car port can easily be restored back or fashioned into an additional room. Lots of storage space. Quiet dead end street. Update to make your own but move-in ready! Worth a look!

10 James St, Cumberland

Listing courtesy of The Goodfellow Agency. Contact:

1406 Piedmont Ave, Cumberland
$369,900
4 Beds ⋅ 4 Baths
NO CITY TAXES! Welcome to 1406 Piedmont Avenue! Located just outside city limits, this 4-bedroom, 3.5-bathroom home borders the new Wills Mountain State Park. The main level features a foyer, formal dining room, eat-in kitchen, and spacious family room with cathedral ceilings and a propane fireplace. You’ll also find a half bathroom, laundry room, and primary suite with a walk-in closet and attached bathroom. Upstairs offers two generously sized bedrooms and a full bathroom. The fully finished basement provides even more living space, featuring a huge recreation room with an additional fireplace and a second primary suite, ideal for multi-generational living or accommodating guests. An attached two-car garage adds convenience. Outside, enjoy a patio, terraced yard, and two storage sheds. Recent updates include a newer heat pump and a new roof installed in 2025. Enjoy a peaceful setting surrounded by nature while remaining close to city amenities. Call today to schedule your private showing!

1406 Piedmont Ave, Cumberland

Listing courtesy of Mountainside Home Realty. Contact:

531 Cumberland St, Cumberland
$265,000
5 Beds ⋅ 3 Baths
Timeless victorian charm meets everyday convenience! Step into the character and elegance of this spacious Victorian style home, ideally situated in a desirable Cumberland, Maryland location close to shopping, dining, entertainment, and everyday amenities. Rich in original charm, this beautiful residence showcases stunning hardwood floors and exquisite woodwork throughout, creating a warm and inviting atmosphere that blends historic character with comfortable modern living. The expansive living room provides an impressive gathering space, perfect for entertaining guests or relaxing with family. With 5+ bedrooms this home lends itself to family living or opportunities for ample home office space, additional living space or even a recreation room. The natural gas heat keeps this spacious home efficient and utility costs reasonable. The generous second floor primary suite offers a huge walk-in closet, providing plenty of storage and functionality. With a bathroom conveniently located on each floor, this home offers exceptional convenience for both everyday living and entertaining. Outside, enjoy a private yard offering space to relax, garden, or entertain, along with the added convenience of off-street parking. With its spacious rooms, beautiful craftsmanship, private outdoor space, and fantastic location near Cumberland's many amenities, this gem offers a wonderful opportunity to own a home filled with character, charm, and timeless appeal. Don't miss your chance to make this distinctive property your own!

531 Cumberland St, Cumberland

Listing courtesy of Coldwell Banker Premier. Contact:

1014 Harding Ave, Cumberland
$179,900
3 Beds ⋅ 2 Baths
Nestled in a charming neighborhood, this delightful home offers a perfect blend of vintage character and modern comfort. With 3 cozy bedrooms and 2 full baths, this home is designed for relaxation and warmth, while the unfinished basement provides ample opportunity for a workshop or additional storage. UPMC hospital, Allegany College and Highway 68 are close by. Downtown shopping are convenient and the Canal is close by for those evening walks. Schedule your tour and embrace the charm and comfort of this inviting home.

1014 Harding Ave, Cumberland

Listing courtesy of Charis Realty Group. Contact:

11521 Bank Ave, Cumberland
$100,000
1 Beds ⋅ 1 Baths

11521 Bank Ave, Cumberland

Listing courtesy of Berkshire Hathaway HomeServices Homesale Realty. Contact:

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